Below is guide to help you provide the necessary information if you are getting a Credit Line or Home Equity Loan.

1.

Complete and sign 3 or 4 page residential loan application Form 1003 and attached loan info sheet, credit authorization and fair lending notice. Page 4 of the application is a continuation page in case you need additional space for your assets or liabilities. If you make a mistake while filling out the application cross it out, and make a change. Do NOT use white out.

2.

If you are salaried: provide two years W-2 and one month of paystubs OR if you are self-employed: provide two years tax returns and a YTD profit and loss statement.

3.

If you own rental property, please provide rental agreements and two years tax returns.

4.

Please provide a copy of the note on your 1st mortgage. This will normally be found in your closing loan documents.

5.

Please provide a signed letter explaining what you plan to do with the proceeds.

6.

Provide copy of divorce decree if applicable.

7.

If you are NOT a US citizen provide us with a copy of your green card (front & back), or if you are NOT a permanent resident provide us with your H-1 or L-1 Visa.